Ever wondered what the point of fake utilities like anti-virus was? Or how online crime really works?
Trend Micro has put together a handy illustration that shows how different criminals work together to steal money from victims.
It's worth noting how the different jobs are split, as is the personal risk of those involved. Plenty of individuals are contributing to the process but only a few are exposed to arrest. These will be the carders and the money mules. You can bet they will be the worst paid of the lot.
Click on the image to see the larger, readable version.